Terms and Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the website mundek.org and all services provided by MUNDEK GLOBAL LIMITED (“Company”, “we”, “us”, “our”).

By using our platform, you agree to these Terms.

2. What We Provide

We provide access to an online educational platform focused on financial awareness. This includes:

• Educational content
• Analytical tools
• Community access

All services are provided strictly for educational purposes only.

3. What We Do Not Do

We do NOT:

• Provide financial or investment advice
• Manage funds or assets
• Execute trades
• Provide brokerage or regulated services

You remain fully responsible for your decisions.

4. Educational Purpose

All content is general, informational, and not personalised. Nothing on the platform should be treated as financial advice.

5. No Guarantee of Results

We do NOT guarantee profits, financial results, or performance outcomes. Markets involve risk. Outcomes depend on your actions.

6. User Responsibility

By using our services, you confirm that:

• You make independent decisions
• You understand financial risk
• You take full responsibility for outcomes

7. Subscriptions & Payments

We offer subscription-based access: Monthly, 6-month, and Annual plans. Payments:

• Are charged in advance
• Provide access for the selected period
• Are processed by third-party providers (e.g. Stripe)

8. Refund Policy

Unless otherwise stated, payments are non-refundable. You may cancel at any time; access remains active until the end of the billing period.

9. Right of Withdrawal (EU Users)

If you are a consumer in the European Union:

• You have the right to withdraw within 14 days
• By purchasing, you agree that access to digital content may begin immediately
• You acknowledge that this may result in loss of the withdrawal right once service is fully delivered

10. Account Use

You are responsible for keeping login details secure and for all activity under your account. We may suspend access in case of misuse.

11. Intellectual Property

All content belongs to the Company. You may NOT copy, resell, redistribute, or share access without written permission.

12. Limitation of Liability

To the maximum extent permitted by law, we are NOT liable for financial losses, indirect damages, or decisions made using our content.

13. Termination

We may suspend or terminate access if Terms are violated or misuse is detected.

14. Force Majeure

We are not responsible for failure or delay caused by events beyond our control, including technical outages, legal restrictions, or third-party failures.

15. Data Protection

We process personal data in accordance with our Privacy Policy. By using our services, you agree to such processing.

16. Governing Law

These Terms are governed by the laws of Hong Kong.

17. Disputes

In case of disputes, we aim to resolve issues amicably first. Disputes may be resolved under Hong Kong jurisdiction. EU consumers retain rights under local consumer protection laws.

18. Contact